Lerkot, your right, they arent telling what they go through right now, caus right now they are ritch and they dont have to worry about the Ghetto life. But they used to live that way, and now they "tell story's" about it. Even the most commercial Gangsta Rappers, like Ja Rule etc. do some Songs on every Album to talk about what they been through, and abou how you can manage it. They do it for the people that grow up in Hoods like themself's grew up, caus it gives them hope. Even somebody like me, and I aint from no hood, feels such lyics mostly more than "Rappers Delight" caus even I know how it is to be watched just caus you look like you aint fron the country you live in. Fun Rap is good, Gangsta Rap is good, as long as the Mc is able to write and spit it right.
by the way, You diss them for not talking about what theyr lifeis really like. Well Lerkot, you also diss Rappers for talking about Bling Bling and Hoe's all day. Unfortunatly if they talk about that, they do just what you are asking for, caus thats prolly exactly how they'r lifes look like these days.